St. Francis: Housing & Real Estate
The median St. Francis home is valued at $-666,666,666, with median rent $567 (1.1× higher than Todd County median $519; 1.5× below South Dakota median $874). Homeownership rate: 49.4%. Market is cool. Vacancy rate 12.0%. New construction makes up 4.4% of stock. A municipal building code is in effect.
- -15841.7× annual income — home value vs. household income (vs South Dakota 2.8×).
- -97981.6 years to break even renting at the median (vs South Dakota 20y).
- 4-BR rent is 2.2× a studio — rent gradient by unit size.
- Median rent 38% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $-666,666,666 — -3141.6× the South Dakota median ($212,206). Median rent $567/month. homeownership rate 49.4% — below the U.S. share of ~65%.
| Affordability · Rent Pct Income | 16.3% |
|---|---|
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 11.8% |
| Affordability · Poverty Rate | 34.1% |
| Affordability · Property Tax Pct Income | 0.5% |
| Fair Market Rent · Studio rent | $641 |
| Fair Market Rent · One-bedroom rent | $840 |
| Fair Market Rent · Two-bedroom rent | $929 |
| Fair Market Rent · Three-bedroom rent | $1,292 |
| Fair Market Rent · Four-bedroom rent | $1,438 |
| Fair Market Rent · HUD FMR area | Todd County, SD |
| Fair Market Rent · Fiscal year | FY2026 |
| Median Home Value | $-666,666,666 (vs South Dakota $212,207) |
| Median Rent | $567 (vs South Dakota $874) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | cool |
|---|---|
| Housing Market · Vacancy rate | 12.0% |
| Housing Market · New construction (% of stock) | 4.4% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 0.0% |
| Broadband · Broadband-capable premises | 136 |
| Electricity · Electricity rate (¢/kWh) | 12.86¢/kWh |
| Electricity · Customers | 433,548 |
| Electricity · Revenue Millions | $665 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
| Mobile Home Parks Detail · County total | 1 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 49.4% |
|---|---|
| Median Year Built | 1977 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12